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Top Tip

If you don't make claims to your insurer you are rewarded by your premiums coming down in price. The percentage discount depends on the number of years you haven't claimed for.

So if you have a minor accident weigh up which would be cheaper. Making a claim or paying for any repairs yourself.

Your no claims bonus is transferable between insurers. After 6 years of no claims you could see a discount of 65% on your premiums.

You can even make a limited number of claims if you "protect" it by paying a little extra.
       

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